D.24.2 - Loan guarantees

Loan guarantees involve any guarantee, insurance, or other pledge with respect to the payment of all or a part of the principal or interest on any debt obligation of a non-Federal borrower to a non-Federal lender, but does not include the insurance of deposits, shares, or other withdrawable accounts in financial institutions.

The general recommended security categorization for the loan guarantees information type is as follows:

Security category

D.24.2 - Loan guarantees = {(confidentiality, Low), (integrity, Low), (availability, Low)}

Confidentiality Low

The confidentiality impact level is the effect of unauthorized disclosure of loan guarantee information on the ability of responsible agencies to execute guarantees, insurance, or other 223 pledges with respect to the payment of all or a part of the principal or interest on any debt obligation of a non-Federal borrower to a non-Federal lender. In most cases, unauthorized disclosure of loan guarantee information will have only a limited adverse effect on agency operations, assets, or individuals. Special Factors Affecting Confidentiality Impact Determination: Much loan guarantee information includes information covered by the provisions of the Privacy Act of 1974. (The Privacy Act Information provisional impact levels are documented in the Personal Identity and Authentication information type.) Unauthorized disclosure of large volumes of information protected under the Privacy Act can be expected to have a serious to severe effect on public confidence in the agency. In such cases, the confidentiality impact can be moderate. Recommended Confidentiality Impact Level: The provisional confidentiality impact level recommended for loan guarantee information is low.

Integrity Low

The integrity impact level is based on the specific mission and the data supporting that mission, not on the time required to detect the modification or destruction of information. Loan guarantee activities are not generally time-critical. In most cases, the adverse effects of unauthorized modification or destruction of loan guarantee information on agency mission functions and public confidence in the agency will be limited. Recommended Integrity Impact Level: The provisional integrity impact level recommended for loan guarantee information is low.

Availability Low

The availability impact level is based on the specific mission and the data supporting that mission, not on the time required to re-establish access to loan guarantee information. Loan processes are generally tolerant of delay. In most cases, disruption of access to loan guarantee information will have only a limited adverse effect on agency operations, agency assets, or individuals. Special Factors Affecting Availability Impact Determination: The provisional availability impact level recommended for loan guarantee information is low.