D.24.1 - Direct loans
Direct loans involve a disbursement of funds by the Government to a non-Federal borrower under a contract that requires the repayment of such funds with or without interest.
The recommended provisional security categorization for the direct loan information type is as follows:
Security category
Confidentiality Low
The confidentiality impact level is the effect of unauthorized disclosure of direct loan information on the ability of responsible agencies to disburse Federal funds to non-Federal borrowers under contract terms that require the repayment of such funds with or without interest. Much direct loan information includes information covered by the provisions of the Privacy Act of 1974. (The Privacy Act Information provisional impact levels are documented in the Personal Identity and Authentication information type.) In most cases, unauthorized disclosure of direct loan information will have only a limited adverse effect on agency operations, assets, or individuals. Special Factors Affecting Confidentiality Impact Determination: Unauthorized disclosure of large volumes of information protected under the Privacy Act can be expected to have a serious to severe effect on public confidence in the agency. In such cases, the confidentiality impact can be moderate. Recommended Confidentiality Impact Level: The provisional confidentiality impact level recommended for direct loan information is low.
Integrity Low
The integrity impact level is based on the specific mission and the data supporting that mission, not on the time required to detect the modification or destruction of information. Loan assistance activities are not generally time-critical. In most cases, the adverse effects of unauthorized modification or destruction of direct loan information on agency mission functions and public confidence in the agency will be limited. Special Factors Affecting Integrity Impact Determination: There are significant differences between the ability to modify a document authorizing a payment and the modification of the payment itself. The unauthorized modification of a document authorizing a payment is less time critical than the modification of the payment itself while the payment is in transit. Modifications to payments in transit will result in immediate inaccurate payments. This can result in assignment of a moderate impact level to such information. Recommended Integrity Impact Level: The provisional integrity impact level recommended for direct loan information is low.
Availability Low
The availability impact level is based on the specific mission and the data supporting that mission, not on the time required to re-establish access to direct loan information. Loan assistance processes are generally tolerant of delay. In most cases, disruption of access to direct loan information can be expected to have only a limited adverse effect on agency operations, agency assets, or individuals. Recommended Availability Impact Level: The provisional availability impact level recommended for direct loan information is low.